Welcome to the Optional Retirement Plan

The Optional Retirement Plan (ORP), a governmental defined contribution plan qualified under Section 401(a) of the Internal Revenue Code, is available to eligible institutions of higher learning teaching and administrative faculty in Mississippi. This alternative plan is structured to be portable and transferable to accommodate teaching and administrative faculty who move from one state to another throughout their careers.

Deciding between ORP or PERS?

Click here for information to consider.

Forms and Procedures

Employee
Form 4E ORP, Election/Vendor Selection
Form 4S ORP, Vendor Selection Change

Employer
Procedures for Processing ORP Eligible Employees

For reporting periods before July 1, 2013
Form 8 ORP, Summary of Wages and Contributions

For reporting periods after July 1, 2013
Form 8 ORP, Summary of Wages and Contributions

ORP Plan Document

Investment Vendors

Click below for more information about each vendor's performance, investment management, and expense information.

Questions?

Contact your vendor (above) for account information. Contact your Human Resources Department (below) for specific information regarding participation in ORP or for authorization of a distribution from your account upon separation from employment.

Alcorn State University
Delta State University
Jackson State University
Mississippi State University
Mississippi University for Women
Mississippi Valley State University
University of Mississippi
University of Mississippi Medical Center
University of Southern Mississippi